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Fractional CFO  ·  COO  ·  Accounting  ·  M&A Advisory

Financial clarity.
Operational excellence.
Built to scale.

ArcCap Advisors delivers senior-level financial and operational leadership to growing businesses — without the overhead of a full-time executive hire.

Real results. Measurable impact. Every engagement.

$10MRevenue from $185K in 2 years
30%Higher sell prices via pricing matrix
$1.2MNY audit liability reduced
90%Processing time reduced via ERP

What We Offer

A full suite of financial & operational services

From monthly financial oversight to complex M&A due diligence, ArcCap Advisors provides the expertise your business needs at every stage of growth.

CFO & COO Services

Senior finance and operations leadership, fractionally. Budgeting, forecasting, cash flow, margin strategy, and more.

Accounting & Tax

Bookkeeping, payroll, reconciliations, and proactive tax strategy — including audit defense and compliance review.

M&A Advisory & Due Diligence

Buyer and seller due diligence, financial reconstruction, valuation support, and post-acquisition integration guidance.

Who We Are

Strategic advisors who drive results

ArcCap Advisors is a boutique advisory firm delivering fractional CFO, COO, and accounting services to growing businesses — with the depth of a large firm and the agility of a dedicated partner.

Our Story

ArcCap Advisors was founded on a simple belief: every business deserves access to senior financial and operational expertise — not just the ones large enough to afford a full-time executive team.

We embed alongside your team to provide the kind of strategic guidance that was once reserved for large enterprises. Our approach goes beyond the numbers. We identify inefficiencies, build scalable processes, align your financial strategy with your growth goals, and give you the clarity to make confident decisions — month after month.

From cash flow optimization and tax strategy to M&A due diligence and operational restructuring, we cover the full spectrum of your financial and operating needs.

The result? You save six figures versus a full-time hire, gain a trusted partner in your corner, and build a business that runs with real financial discipline.

$1.2M
NY audit liability reduced
$4M
Tax return error uncovered
6-fig
Saved vs. full-time CFO hire
90%
Processing time reduction via ERP

M&A Experience

Hands-on acquisition experience

Our team has been directly involved in major global acquisitions, giving us a depth of M&A expertise that few fractional advisory firms can match. We've managed post-acquisition tax and accounting integration, facilitated step-ups in basis for fixed and intangible assets, and navigated complex cross-border structures.

This experience translates directly to value for our clients — whether you're buying a business and need financial clarity before you close, or selling and want to present your business in the strongest possible light.

What We Do

Our Service Offerings

Tailored engagements built around your business needs — from full fractional leadership to targeted advisory.

Chief Financial Officer Services

Senior finance leadership on a fractional basis — providing the strategic insight and financial rigor your business needs to grow profitably.

  • Monthly financial review (MoM & YoY)
  • Annual budgeting & forecasting
  • Cash burn & surplus analysis
  • Gross margin analysis
  • Actuals vs. forecasted comparisons
  • Profit & loss deep-dive

Chief Operating Officer Services

Operational leadership that streamlines your business engine — aligning people, process, and profit strategy for maximum efficiency.

  • Streamlining workflows & job descriptions
  • Commission & pricing matrix development
  • Optimizing margin mix
  • Financial strategy + sales & marketing alignment
  • Technology & ERP integration

Accounting & Bookkeeping

Accurate, timely bookkeeping and accounting oversight — so your financials are always in order and your team stays focused on what matters.

  • AR/AP entry & vendor management
  • Payroll processing & entry
  • Monthly account reconciliations
  • W-9 & 1099 collection
  • Quarterly & annual reporting
  • SOP development & process improvements

Tax Strategy & Compliance

Proactive tax planning and audit defense — minimizing your liability, maximizing savings, and keeping you compliant across all jurisdictions.

  • Corporate, sales & use, VAT, franchise tax review
  • Audit support & defense
  • R&D credits & bonus depreciation
  • Flow-through income analysis
  • Tax provision & transfer pricing
  • Indirect tax consulting

Cash Flow Management

Turn cash flow from a reactive concern into a strategic advantage — with scoreboard reporting, vendor optimization, and data-driven decision tools.

  • Monthly cash in / cash out reporting
  • Vendor payment terms & discount strategies
  • Receivables optimization
  • ACH & credit protocol strategies
  • Cash surplus & burn forecasting

Buyer & Seller Due Diligence

Expert financial due diligence for buyers and sellers — giving both sides the clarity and confidence needed to structure, negotiate, and close deals efficiently.

  • Financial reconstruction from bank & card statements
  • Revenue trend & sustainability analysis
  • Tax exposure & audit risk assessment
  • Enterprise valuation support
  • Compliance & legal status review
  • Deal structure recommendations

Client Value

Cost savings & ROI highlights

A sample of the measurable impact ArcCap Advisors has delivered for clients across industries.

Service AreaClient BenefitSuccess Story
Tax StrategyAvoid penalties, lower tax liabilityReduced NY audit liability by $1.2M; uncovered $4M federal return error
Forecast & BudgetingImproved cash flow & decision-makingDeveloped annual budgets by expense category to align cash flow with strategic goals
Cash Flow ReportingData-driven profitability decisionsMonthly scoreboard reports showing cash in/out and net surplus/burn each month
Vendor ManagementIdentify cost leaks & better termsIdentified lease clause saving $70K/year; negotiated vendor terms saving $20K
Margin ImprovementStronger bottom-line resultsGrew service revenue from $185K to $1.5M annually; tiered pricing raised sell prices 30%
Process ImprovementsAccuracy, speed, lower overheadERP implementation reduced processing time 90%, eliminating an $80K/year hire
Due DiligenceClarity & confidence before closingFinancial reconstruction, tax exposure quantification, and enterprise valuation for buyer clients

Mergers & Acquisitions

Buyer & Seller Due Diligence

ArcCap Advisors provides comprehensive financial due diligence for buyers and sellers — bridging the gap between a business listing and a confident close. We give both sides the financial clarity needed to structure deals, negotiate with confidence, and mitigate risk.

Our Approach

One stop shop for buyers & sellers

Whether you're acquiring a business or preparing yours for sale, ArcCap provides expert financial advisory to support every stage of the transaction.

For Buyers

We help buyers understand exactly what they're purchasing — reconstructing financials, identifying hidden liabilities, quantifying tax exposure, and providing independent valuation support so you can negotiate from a position of strength.

  • Financial reconstruction from bank & card statements
  • Revenue trend & sustainability analysis
  • Tax risk quantification across all jurisdictions
  • Audit exposure assessment & indemnification guidance
  • Enterprise value estimation
  • Compliance, legal status & licensing review
  • Deal structure & post-close recommendations

For Sellers

We help sellers present their business with credibility and financial clarity — organizing records, addressing compliance gaps, and ensuring your financials support the asking price.

  • Financial statement review & normalization
  • Pre-sale tax compliance review
  • Identification & remediation of compliance gaps
  • Seller discretionary earnings (SDE) analysis
  • Preparation of financial summaries for buyers
  • Guidance on deal structure & tax implications
  • Support through buyer due diligence process

Our Track Record

Hands-on M&A experience

Our team has been directly involved in major global acquisitions — managing post-acquisition tax and accounting integration, facilitating step-ups in basis for fixed and intangible assets, and navigating complex cross-border IP transfers, entity formations, and restructuring strategies.

We identify and quantify tax risk and exposure across all jurisdictions — including corporate, sales & use, payroll, and indirect taxes — providing buyers and sellers with the clarity needed to structure indemnification clauses and negotiate with confidence.

Our Process

How we work with you

01

Intake & Scoping

We learn about the target business, transaction timeline, and your specific areas of concern to define the scope of our engagement.

02

Financial Reconstruction

We rebuild financials from primary sources — bank statements, card records, tax filings, and owner-provided data — to establish a true picture of business performance.

03

Risk & Exposure Analysis

We identify tax exposure, compliance gaps, revenue sustainability concerns, and any other risks that could affect deal structure or valuation.

04

Report & Advisory

We deliver a clear, actionable due diligence report with findings, enterprise value estimates, and specific recommendations to protect your interests at the closing table.

Get Started

Ready to move forward on a deal?

Reach out to discuss your transaction and how ArcCap Advisors can support your due diligence process.

Contact Us

Testimonials & Case Studies

What our clients say

Real feedback from the business owners and organizations we've had the privilege of working alongside.

Client Testimonials

I wanted to thank you both for all your help and for bringing this company to the next level. Your services were very much needed, and you have left us in a much better place! My wish for you both fine men is a bright future for you and your families. It was great working with you, I wish I had more time with you, but the time I had was always positive and informative.

Liz
Akiki Auto Group

So proud of the team, and the changes they have implemented with your help! I will absolutely share your information if the opportunity comes up!

Robyn Reed
Collision Advice

Case Study

Sample Due Diligence Report — Project Cedar

An illustrative sample of ArcCap Advisors' due diligence work product. All parties and financials have been anonymized to protect client confidentiality.

ArcCap Advisors
Fractional CFO · COO · Accounting
Acquisition Due Diligence Summary
Project Cedar
Sample · Anonymized
Prepared For
Confidential (withheld)
Subject Entity
Undisclosed (Project Cedar)
Jurisdiction
New York State
Business Overview

The Company (referred to herein as "Project Cedar") is an established tree cutting and landscaping business operating in New York State. The business has been in operation for multiple years with steady market presence and demonstrated customer demand.

Financial Reconstruction Methodology

ArcCap conducted a comprehensive reconstruction of the company's financials from bank and credit card statements for the 2025–2026 period, supplemented by cash revenue components provided by the original owner. This hybrid approach captures both formal banking channels and off-book cash sales, providing a complete picture of actual business economics.

Revenue Trends & Analysis

Revenue showed volatility over six years, with 2025 revenue of $280,000 representing a 37% decline from 2024. The business derives material cash revenue from off-book sales ($82,000 in 2025).

Year Total Revenue
2020$485,000
2021$560,000
2022$410,000
2023$375,000
2024$445,000
2025$280,000
2026 YTD$135,000
Profitability & Valuation

Operating income for 2025 was $67,000, with net income of $66,500 after corporate taxes. Direct job costs of $96,000, labor of $84,000, and operating expenses of $33,000.

Estimated Enterprise Value
$320,000 – $360,000
Based on normalized Seller Discretionary Earnings
Sales Tax & Audit Exposure
Audit risk assessed as relatively low. Approximately 70% of total revenue properly reported through banking channels. Buyer may elect an indemnification clause for 2023–2025 exposure.
Compliance & Legal Status
Outstanding Lawsuits
None identified
Per NYS Unified Court System
Tax Liability
No outstanding liability
Loss positions offset federal/state exposure
Insurance Coverage
Comprehensive
Auto ($1M), GL (up to $2M), Workers' Comp
Conclusion & Recommendations

The Company presents a solid acquisition opportunity with established operations and no outstanding legal or major compliance issues. Key items for buyer consideration:

Indemnification clause for sales tax audit exposure (2023–2025)
Cure overdue biennial corporate filings prior to closing
Partial payout with 12–24 month balance for post-close protection
Multi-year non-compete with seller & contracts with key laborers
Long-term lease with ROFR on operating location
Monitor revenue sustainability & customer concentration post-close
Sample — Anonymized · Prepared by ArcCap Advisors
info@arccapadvisors.com

This is a sample of ArcCap Advisors' due diligence work product for illustrative purposes only. No real business, transaction, or party can be identified from this document.

Get in Touch

Let's talk about your business goals

Whether you're looking to optimize cash flow, reduce your tax burden, or navigate an acquisition — we'd love to learn more about your business and explore how ArcCap Advisors can help.

Services Fractional CFO · COO · Accounting · Tax Strategy · M&A Advisory
Serving Small & mid-sized businesses nationwide